King free essay sample

Answers: a Mrs. Whittaker talking about Charlie and Betty; b Wilma Patterson talking about Mrs. Whittaker and Nat; c Nat talking about Tom Whitaker; d Nat talking about Tom Whittaker to Charlie; e Jackie and Nat talking about Annie; f Tom writing to Annie about Jackie; g Nat talking to Jackie about Charlie and Betty; h Betty, Charlie and Jackie talking about Nat. 7. Tell students that Nat Marble is the private investigator dealing with the Whittaker case. Ask them what they know about private investigators. What do they do? How do they behave? Ask if they have read any novels (e. G. By Raymond Chandler) r Seen any films or TV series (e. . Philip Marrow, Mike Hammer). Put them in pairs to make lists of the characteristics of these private investigators and anything else they know about them. 8. Ask students to read the quotations about Nat Marble in Extracts 3 and decide (a) how close what he says and does is to their own ideas of a private investigator, and (b) what sort of person he seems to be. We will write a custom essay sample on King or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Answers: (a) open (b) poor (I. E. He has no air conditioning, uses public transportation), untidy, lives alone, eats badly, usually dresses badly, doesnt use taxis, has contacts for information, he Ares about people / has a social conscience.Based on what they have learned about Nat Marbles character and actions in the story, ask students to write a feature on him for the Daily News. 5. Ask them which people they think might be connected to the places described. Cambridge English Readers O Cambridge University Press 2009 www. Cambridge. Org/let/readers PHOTOCOPIED bevel 4 Summary of Chapters 1-?4 Characters High Life, Low Life starts when Nat Marble, a private investigator, saves a homeless woman called Annie Clayton, when she has a heart attack in the street.He as known Annie for some time and when he visits her in hospital she says she wants him to find her son Jackie whom she hasnt seen for twenty years, and to bring her a lawyer so that she can write her will. Nat Marble: New York private investigator The story of Nat helping Annie appears in the paper, along with his photograph, and after that he receives a letter from Mrs. Joanna Whittaker the rich widow of Tom Whittaker, an airplane magnate. She has decided to make her will out in Gnats favor because he looks like her dead husband, and she is estranged from her own children, Charlie and Betty. Wilma Patterson: a lawyer Extracts 1 d Mrs. Joanna Whittaker: a rich widow Charlie Whittaker: Mrs.. Whittaker son Betty Osborne: Mrs. Whittaker daughter Jackie Robinson Clayton: Annie Claytons son Tom Whittaker: Mrs. Whittaker dead aircraft magnate husband Ernest Washman: criminal, pretending he owns a taxi business Extracts 2 W?eve lived on the streets, Leona said. l can tell you, its safer underground. Everyone knows each other here. If a stranger comes, we know about it. The subway workers know us. They leave us alone. Leona started moving piles of black plastic bags.Underneath was an old metal box with a lock. Looked around the room which was full of beautiful asses furniture. Nothing had been changed for years and felt like I was in an old Hollywood movie. The guy behind the desk looked as if he hadnt slept, washed or shaved for days. He smelled even worse than me. He lit a cigarette then coughed for a full fifteen seconds. Finally he was able to speak. The Chelsea Arms hotel had seen better days. Now it just looked like any other cheap hotel. The floor was dirty white Stone in the lobby. A guy was working on the computer, behind the window at the reception desk.There was another big guy sitting at a table opposite the reception desk. He was obviously there in case of any trouble. Inside the elevator, it was all dark wood, thick carpets and mirrors. If this was just the elevator, imagine what the apartments were like. Annie Clayton: a homeless woman Do you have any family? asked Stella. A son and a daughter. They dont live in the city. Id like to see more of them. Especially the grandchildren, but She wants it all [her money] to go to you. She read about you in the papers. Says you remind her of her late husband Says she couldnt think of a utter person to leave everything to. De went on to tell me that [the man] worked hard and played hard. Even after he was married he played around with other women. It wasnt a happy marriage . l hope appearance is the only thing I share with your father So moms been on the street all this time? he asked. Ever since she last saw you in a cell, I said. I can never be a real father to the child. Heres some money to help with food and clothes. And something for the future. Keep these stock certificates. One day they might be worth a lot of money. And thats not all Youve got family.A halfhearted and half-sister upstate. They live h Finally, wed all like to say a special thank you to the man whose hard work made this all possible. Without him, we might never have met. Extracts 3 b After leaving the NYPD, I became a private investigator. Although dont make that much money, Im my own boss and I dont have to take orders from anybody. I prefer it that way. Most offices in the building had their own air conditioning. Mine didnt, so it was hot and uncomfortable. New York private investigators dont normally use public transportation. But Im different. GFor once, I looked smart. Had put on a clean shirt and my good jacket, which was just back from the cleaners. Left and took the number seven train home to Queens. Couldnt eat much Of the takeout meal got from the diner down the block. Wandered over to McFadden Bar on Second Avenue. The usual crowd of Daily News reporters was there I needed information and knew just the guy who could help -? De Winchester. Felt both sad and angry as I put down the phone. Sad for the people who had to live out their lives on the streets. Angry about the society that put them on the streets.

Lear King Lear and Loving Daughter Essay

Lear King Lear and Loving Daughter Essay Lear: King Lear and Loving Daughter Essay Shakespeare has developed a tragedy that allows us to see man's decent into chaos, King Lear. Lear is perceived as "a man more sinned against than sinning". The play begins with Lear, an old king ready for retirement, preparing to divide the kingdom among his three daughters. Lear has his daughters compete for their inheritance by judging who can proclaim their love for him in the grandest possible fashion. Cordelia finds that she is unable to show her love with mere words and for this King Lear banishes her. This is very quick tempered and I believe he performs this act out of embaressment. Lear is blind to the fact that Cordellia is his most loving daughter. At the beginning of the play, we see Lear as a proud, vain, quick-tempered old king, not necessarily evil, but certainly not good. His ignorance leads to the dismissal of his one truly loving daughter Cordelia and the revelation that Regan and Goneril's profession of love for him were simply empty words. Turned away by both Regan and Goneril, King in the storm screams "I am a man more sinned against than sinning." During the storm Lear still believes he is the victim but he als o admits partially that he has some guilt. After the storm, when Lear's madness has run its course, him and Cordelia are taken prisoners by Albany's army. We see the full effect of Lear's transformation when we see his Joy at being re-united with his loving daughter and he is not embaressed by the circumstances which they are re-united as

Samples of Expository Essay Topics

Samples of Expository Essay Topics The expository essay is the genre of essay that requires the student to investigate an idea, evaluate evidence, expound on the idea, and make a statement concerning that idea in a clear and concise manner. Generally,  expository essays  do not require a great deal of outside research, but they do require that a student has background knowledge of a topic. The expository essay generally begins with a hook to get the readers attention: A question or inquiry statement to draw the reader in,A quote related to the topic,An amazing fact that is unique or special,A statistic or fact related to the topic (a number, percent, ratio),An anecdote that illustrates the topic.   The thesis of the expository essay  should be based  on factual information that will be presented in the body of the  essay. The thesis should be clear and concise; it generally comes at the end of the introductory paragraph.   The expository essay may use different text structures to organize the evidence. It may use: A sequence that follows a timeline or order to give readers a chronological of events or a list of steps in a procedure,A comparison and contrast  to show the  similarities and differences between two or more people or things,A description to give the reader a mental picture,An example or illustration,  An example of cause and effect or the relationship between an event or concept and the events or concept that follows. An expository essay may integrate more than one text structure. For example, one body paragraph may use the text structure of description of evidence and the following paragraph may use the text structure of comparing the evidence. The conclusion of the expository essay is more than a restating of the thesis. The conclusion should elaborate or amplify the thesis and give the reader something to ponder. The conclusion responds to the readers question, So what? Student selected topics: Expository essay topics may be selected by a student as inquiry. The expository essay may ask for an opinion. Several of the following prompts are examples of inquiries that could be posed by a student: Popular films that feature superheroes cover a wide range of interests and themes, including history, human relationships, or social issues.One object from the twenty-first century to place in a time capsule (student choice or results of a poll) in order to help others understand our contemporary culture.Video games have changed  dramatically since the 1980s for several reasons.Friendship plays an important role in personal development.Investment in education results in both personal and societal rewards.Loyalty is an important part of family  culture.The Internet is the most important invention of all time.  If I had  the chance to talk to a famous person dead or alive, I would choose (student choice) n order to talk about (topic relevant to student choice).The news media shapes our society by influencing how people feel and act.Adversity  is what helps us overcome our weaknesses.Creativity  and originality are at the base of success.Objects around the home can define us .Do you agree or disagree with the saying, â€Å"a little knowledge is a dangerous thing? Living in small towns can be very different from living in big cities.Participation in  after-school extracurricular activities is often more memorable than sitting in class.My favorite book from childhood is (student choice)   because (quality of book related to student choice).How is public education an important right?We can tell a lie with silence as well as with words.  Is it better for a leader to be loved or to be feared?Describe your favorite place to reflect and think.  Is learning a foreign language necessary in our global world?What is your plan in the event of a disaster?What is a serious public health concern that does not get enough funding?Are movie and/or TV rating  systems effective or useful?Is it a good use of funds to build a space station on the moon or Mars?   Standardized test topics: Many standardized tests require students to write expository essays. There is a procedure for answering these types of prompts which is usually included in the question. The following topics are expository prompts that are used in the Florida Writes Assessment.  The steps are provided for each. Music essay topic Many people listen to music on as they travel, work and play.Think about the ways music affects you.Now explain how music affects your life. Geography essay topic Many families move from one place to another.Think about the effects moving has upon teenagers.Now explain the effects moving from place to place has on teenagers. Health essay topic For some people, TV and junk foods seem as addictive as drugs and alcohol because they may feel at loss without them.Think about the things you and your friends do almost every day that could be considered addictive.Now describe some of the things all teenagers seem to need on a daily basis. Leadership essay topic Every country has heroes and heroines. They may be political, religious or military leaders, but they serve as moral leaders by whose examples we can follow in our quest to live lives of excellence.Think about someone you know who shows moral leadership.Now explain why this person should be regarded a moral leader. Languages essay topic When studying a foreign language, students often become aware of differences in the ways people in various countries think about values, manners, and relationships.Think about some of the differences in ways people in (town or country) think and behave differently than here in   (town or country).Now describe some of the differences in the ways people think and behave in (town or country)compared to the ways they think and behave in  (town or country). Math essay topic A friend has asked your advice about which math course would be most helpful in everyday life.Think about the times you have actually used mathematics you have learned in school in your daily life and decide which course had the most practical value.Now explain to your friend how a particular math course will be of practical assistance to him. Science essay topic Your friend in Arizona just emailed you asking if he can visit you in South Florida to try out his new surfboard. You dont want to hurt his feelings when you tell him that South Florida does not have big waves, so you decide to explain the reason.Think about what you have learned about wave action.Now explain why South Florida does not have high waves. Social studies essay topic People communicate with a variety of signals such as facial expressions, voice inflection, body postures in addition to the words. Sometimes the messages being sent seem contradictory.Think about a time when someone seemed to be sending a contradictory message.Now explain how people can send conflicting messages.

Motivating Employees Assignment Example | Topics and Well Written Essays - 250 words

Motivating Employees - Assignment Example For employees whose drives and needs are focused on satisfying lower order needs (physiological, social and security needs), extrinsic factors (money or compensation) could be the most effective motivators. However, for employees who crave for satisfying higher-order needs (self-actualization and fulfillment), intrinsic factors must be the most effective motivators of performance. The motivational theories that were evidently applied included Maslow’s hierarchy of needs, as well as Herzberg’s two factor model (Martires & Fule, 2004). By accurately identifying the level of needs, as well as the motivational (or hygiene) factors, employers are assisted in designing motivational programs that would keep employees productive, satisfied and motivated. Based on one’s personal and professional experiences and from the readings, one would recommend that employers need to accurately assess the needs and drives of employees to enable them to design motivational or incentive programs that match these needs. As disclosed, intrinsic and extrinsic factors (or hygiene and motivational factors) need to be incorporated in the job to make the tasks inherently interesting, challenging, satisfying, and rewarding. Ryan, R., & Deci, E. (2000). Intrinsic and Extrinsic Motivations: Classic Definitions and New Directions. Retrieved December 28, 2014, from Contemporary Educational Psychology:

The Process of Electrochemical Machining Essay Example | Topics and Well Written Essays - 1250 words - 12

The Process of Electrochemical Machining - Essay Example Since most of the metals in the pure state without undergoing any treatment might not serve the intended roles mostly emerging with the current technological know-how. Utilizing Faraday’s laws of electrolysis, machining is normally by way of controlled removal of metal through dissolution an electrolytic cell’s anode (Singal, Mridul & Rishi, 2008). Hence, initiating a current if the electrolyte in which the poles are immersed (in aqueous like NaCl) can adequately allow movement of atoms in such a way it ensures conduction process. The core principle that characterizes this process encompasses rapid as well as the selective dissolution of the workpiece intended to be machined, which acts as an anode and the released components attach themselves on the cathode normally linked to a D.C (Setchi, Howlett, Naim, & Seinz, 2014). Therefore, this study seeks to avail sufficient and precise information regarding ECM process coupled with how current technological know-how has embr aced it in varied applications. The process entails immersion of both the workpiece and anode in the electrolytic aqueous, which in this case it might be NaCl or NaNO3 (Setchi, Howlett, Naim, & Seinz, 2014). The creation of potential between the electrodes takes place with the intention of initiating D.C that will facilitate anode dissolution. It is also through the use of D.C that facilitates a flow of electrons from the piece intended to be worked on goes to the cathode, hence initiating the gas release. In the industrial settings as depicted in Figs 2 and 3, it entails immersing or placing the workpiece in an electrolyte and linking to a high current power source through the +ve terminal (Singal, Mridul & Rishi, 2008). Then the cathode tool to the –ve side and shaped in such a way to fit effectively in the anode’s cavity without making any contact. Even flow of the electrolyte with an approximate 5m/s velocity amid the electrodes is by the aid of a recirculation pump. This is to intensify both mass and charge movement especially through the created sublayer adjacent to the anode piece (Abdel-Gawad, 2013).

Les Miserables Essay Example for Free

Les Miserables Essay In Websters Dictionary the word Justice is defined by the words fairness and rightfulness. Around the world, the figure of Justice is portrayed as blind from all information but objective facts. In the novel Les Miserables written by Victor Hugo, the figure of Justice is meant to be completely blind, but it does not stay totally blind. Jean ValJean, the main character of the novel had been a prisoner for 19 years. When he was released from prison he was given a yellow ticket that identified him as a criminal. This made ValJean unable to live a normal life again. Today, due to the media and the abundance of information that is available for everyone on the internet these days, this system of Justice is not always executed properly. These two instances of the yellow ticket in Les Miserables and the media today resulted in no blind Justice for those who are affected. The system of Justice is supposed to be considered blind. This means that when a trial comes to court, no one knows any outside information on the trial before it begins. This includes all of the Jury and the Judge. The goal of blind Justice is to present a fair trial and eliminate bias. Part of the Jury selection process is to make sure that no one has any prior knowledge on the trial that they are being selected. When there is a trial that is totally blind, the trial is more likely to go smoothly because all of the facts would Just have been known from information presented in the court. There is no outside information that someone considers important which could cause chaos and confusion. Unfortunately in some cases it is difficult to keep a case blind. In todays society there are certain cases that are very tough to keep blind. These cases usually contain popular celebrities that the media is attached to. Whenever a celebrity gets in lots of trouble with the law, it is all over television, newspapers and the internet. The world knows everything that happened in the incident and what will happen to the celebrity. This results in the trial not being blind at all. A recent example ofa trial not being blind is the case of the former Buffalo Bills running back 0. 1. Simpson. Simpson tried to retain some of his old emorabilia from some old friends, but did it very aggressively with a weapon and was charged with numerous accounts of armed robbery and kidnapping. Before this, Simpson was well known for his success on the football field but also his prior trial for murdering his wife. Simpson was found not guilty in this popular trial but many people believe he was guilty. This recent trial was followed very intently by the media. Reporters were everywhere Simpson went and every development in the trial was in the news almost instantly. Before the trial started the Judge and Jury had lready known all about Simpson and his successes and mishaps. As a result the trial was very biased against Simpson. Simpson was found guilty and sentenced to at least 9 years in prison and a maximum of 33 years. This anti-blind Justice pretty much goes for any celebrity that gets in trouble with the law. In Les Miserables Justice is not completely blind for Jean Val]ean. The Justice is not completely blind because Jean ValJean is not a criminal but he was a result of a slightly corrupt Justice system during that time period in France. The Justice system as not intended to be blind. Jean ValJeans open Justice was not in court, it was present a yellow passport, showing that he is an ex-convict. This causes people to instantly look down on ValJean and treat him worse than a normal person. Since he is an ex-convict, anytime he does something he is quick to be arrested, because of his past. When he stays with the Bishop of Digne and steals some silverware he is quickly arrested. Luckily the Bishop was very gracious and let Jean ValJean go by teaching him some lessons. ValJean does continue to face adversity because of his ast. He is later wanted back in prison because he is thought to be disguising himself, to hide his ex-convict identity. Blind Justice was clearly not evident in the life of Jean ValJean. Clearly, Justice is sometimes completely blind, but it is very difficult to keep ones case completely blind. In the cases of 0. 1. Simpson and Jean ValJean blind Justice was not present and they both suffered from it. The Justice system suffers directly from the world around it and as time goes on it becomes ever harder to keep information private.

John Donne’s Holy Sonnets Analysis Essay -- essays research papers

John Donne’s Holly Sonnet, as found in any English sonnet, there is a rhyme scheme and a standard meter. Although the rhyme differs a little from the usual Petrarchan sonnet it is still categorized as one, consisting of ABBA ABBA CDDC AE. Throughout existence, there have been many theories regarding exactly what role Death plays in the lives of humans. Some think Death is the ultimate controller of all living things, while others believe it is nothing more than the act of dying, once your time has come. Donne, on the other hand, has his own philosophy. The entire Sonnet, Donne speaks directly to Death. He starts off by saying â€Å"Death be not proud† meaning that even if other people think Death is dreadful and mighty, death isn’t frightening to him. He shows that he is not afraid by death...

Macroeconomics and Government Essay

1. Give an example of a government policy that acts as an automatic stabilizer. Explain why this policy has this effect. According to our text, automatic stabilizers are changes in fiscal policy that stimulate aggregate demand when the economy goes into recession without policymakers having to take any deliberate action. Automatic stabilizers come in the form of our tax system and government spending. As an individual’s income increases, they get put in a higher tax bracket. When the economy goes into a recession, the amount of taxes the government receives falls. The amount of taxes that the government receives is tied into economic activity so as earnings and incomes fall in a recession, the government’s revenue falls as well. In a recession, more and more people become eligible for benefits such as unemployment benefits, welfare benefits, and other forms of income supplements for the poor. The increase in government spending stimulates the aggregate demand at the same time that the aggregate demand is insufficient causing the economy to be more stable. Automatic stabilizers act in a quicker fashion than if the government were to create laws in order to stabilize the economy. This would mean that they would have to recognize when a recession is occurring, create, and then enact the law to stabilize the economy. But by the time the effects of the law can be recognized, the recession could have been gone and over with. 2. How would a downward change in the money supply affect you personally? How would it affect your career? What impact would rational expectations have on your decisions in this situation? 3. What is the theory of liquidity preference? How does it help explain the downward slope of the aggregate-demand curve? The theory of liquidity preference states that the economy’s interest rate adjusts to balance supply and demand. The first piece of the theory of liquidity preference is the supply of money. The Federal Reserve is who controls the money supply. They buy government bonds which are deposited into banks turning the money into funds for the bank reserves. They sell government bonds which make the bank reserves fall. These changes lead to changes in the banks’ ability to make loans and create money. The Federal Reserve can also alter the money supply by changing the amount of reserve required for each bank to hold or the interest rate at which banks can borrow from the Fed. The second piece of the theory of liquidity preference is money demand.

John Case

John M. Case Company I. Statement of the Problem The John M. Case Company was established in 1920 by Uriah Case and was the largest manufacturer of business calendars in the United States. The company was then handed off to John M. Case, and continued to prosper. John M. Case controlled a large amount of the market share in this industry along with an increasing number for sales. Then, John M. Case decided it was time to retire and sell the company. Anthony W. Johnson, an employer of John M. Case Company, was interested in this purchase.After coming up with $500,000 within the management group, Johnson still faced a dilemma of raising $10 million without giving up control to outside investors. With this, Johnson needed to come up with a strategic financial plan in order to successfully obtain such a company. II. Statement of Facts and Assumptions With a large amount of the market share in favor of John M. Case Company, the business risk was relatively low for this industry. John M. C ase owned 60-65% of the market share causing the risk to be substantially lower than other industries. Manufacturing for this company had many advantages.As Case Company had a subsidiary in Puerto Rico, it allowed them to be tax exempt from U. S taxes. With these tax exemptions, it provided low income tax rates for Case Company. Case Company also did not have problems in regards to their customers. With 95% of their customers being loyal to their company by re-purchasing orders annually. Company finances were also a positive for John M. Case. The company did not need to part take in seasonal buying in approximately 10 years, but strategically kept $2 million lines of credit. By looking at the different components to John M.Case Company, the outlook for future endeavors seems to be profitable. III. Analysis By looking at the different components to John M. Case Company, the outlook for future endeavors seems to be profitable. Johnson’s decision to purchase this company would b e a smart move financially. As the company has seen prosperous growth throughout its years, its part in the market seems to show low risk and high levels of profit. IV. Recommendation As the issue continues in coming up with the additional $10 million, Johnson should look into more resources to obtain the additional funding.The financial state of this company is in top shape looking at the current ratio and inventory turnover in Exhibit 1 below. As the current ratio is well above 1, it secures the idea that John M. Case Company is able to pay back its short-term liabilities and assets. Having a confident number for their current ratio assures the company can handle financial issues that may come their way. With their loyal customers, low-cost manufacturing and large market share, the profits of John M. Case Company are endless. Exhibit 1 Current Ratio in 1984$8, 998/$1,266 = 7. 107 Inventory Turnover$9,740/$588 = 16. 565

Human Factors And The Weekend Pilot Essays - Aviation Law

Human Factors And The Weekend Pilot Essays - Aviation Law Human Factors And The Weekend Pilot If any area of aviation could benefit from realistic and workable human factors solutions, its the area of general aviation (GA) and the weekend pilot. Many of the aircraft flow by the weekend pilot are older and do not have the benefits of modern flight deck design. However, the demands on these pilots, as far as maintaining radio contact with air traffic control and operating their aircraft in crowded airspace has increased. Air traffic control is generally speaking, less tolerant of the weekend pilot, yet this type of GA pilot is expected to perform as expeditiously as the pilot who flies for a living. Human factors research and design needs to be applied to the weekend pilots operating environment with the same vigor as it is applied to the rest of the aviation system. Some positive changes have been made. Visual charts or maps, which the weekend pilot uses to help navigate in visual flight conditions, have become user friendly. High traffic areas are color-coded for easy identification (and avoidance). Visual flight corridors, where weekend pilots can navigate through high traffic areas and around busy commercial airports, are also clearly marked for ease of use. This type of map design has clear human factors design inputs. Graphics (color and print) are quickly recognizable by the pilot to minimize the time the pilot spends on information processing. Less cognitive

Finance Essay Example | Topics and Well Written Essays - 1000 words

Finance - Essay Example The government also gives a further indication for implementation of the recommendations. Hence, detailed explanation has been done in this paper to explain the rationale behind two of the recommendations of Vickers report. Retail Ring-Fencing One of the most controversial recommendations of the Vickers Commission is that the banks’ retail operations should be ring-fenced. Banks will be required to establish a separate legal entity within their corporate structure to provide retail and commercial banking services all over the country. The reason behind this to protect retail banking operations from risk-oriented financial activities and to ensure the continuous provision of retail banking services by ring-fenced banks, with reduced bail-out costs for taxpayers. The government agreed with Vickers Commission that banks should have relative freedom in respect of their investment. Banks will be permitted to continue copyrighted trading. The logic is that investment of UK banks sho uld operate without an implicit government guarantee and be allowed to fail in an orderly manner in case they enter into financial crisis. It is also predicted that the banks in UK will face challenges in implementing ring-fencing requirements, given their current corporate structures. ... The large exposure limits that are recommended in the report are designed to reduce the exposure a ring-fenced bank will have to other entities within its group. However, allowing secured exposure up to 45% of capital may prove unproductive in light of the write-downs of sovereign and asset-backed debts in the financial drawbacks (Kevin, 2007). Raise bank capital requirements The Vickers Commission has separately made various recommendations intended to raise the capital requirements of the banks in United Kingdom. It is also an attempt to increase the ability of banks to absorb losses or any other financial crisis. The ratio of equity to RWAs proposed by the Vickers Report for ring-fenced banks (of 10%) is higher than that proposed in Basel. The requirement for banks to have loss absorbing capacity of 17% is essentially more burdensome than under Basel III (Patrick, 2011). Therefore important banks will be required to hold capital at 11.5-13% of RWAs (Michael & Bernard, 2007). The g overnment of UK agreed that 17% is the appropriate number for large institutions, subject to further consultation. Moreover, accommodative tax regime will be required subjected to capital instruments subordinated debt for banks so that they could use these instruments to meet their enhanced capital ratios. HMRC is currently looking at ways to ensure these instruments work effectively and therefore reduce tax on interest payments. An important concession has been made by the government to UK-based multinational banks. The Vickers Report had proposed that such banks were required to have primary loss absorbing capital equal to 17% across all their operations. However, the government has stated that as long

Marketing Manager Assignment Example | Topics and Well Written Essays - 2000 words

Marketing Manager - Assignment Example Typically, marketing managers oversee all marketing, advertising and promotional staff and activities. They formulate appropriate marketing strategies to meet objectives, evaluate market research, and implement marketing plans (Halvorsen 2006). The job of a marketing manager requires both professional qualifications and individual skills. Professional qualifications usually include academic qualification, strong understanding of management and marketing, industry and product/service experience, and a network of contacts (Microsoft 2008, HSN 2008). Individual skills usually required include excellent communication skills, interpersonal skills, leadership skills, project and people management skills (HSN 2008, Catholic Answers 2008, Infinity Ward 2008). A review of most want advertisements for marketing management shows three main skill requirements: excellent communication skills, interpersonal skills and leadership skills in terms of people and project management. Excellent Communication Skills The job of a marketing manager requires excellent communication skills because the function involves interaction with customers, subordinates, professional peers, higher-level managers, suppliers, other business partners, and other individuals involved in the marketing process. Since communication is a two-way process, effective communication involves conveying messages to others clearly and unambiguously, as well as receiving and understanding information sent by others. In a survey conducted by the University of Pittsburgh, communication skills were cited as the single most important decision factor in the hiring of managers. Excellent communication skills denote high levels of proficiency in both verbal and written communication. For the marketing manager, these skills are applied in various interaction with the different audiences in the marketing process, in listening; delivering presentations; facilitating meetings and discussions; giving and receiving feedback; making value p ropositions; dealing with criticisms, customer complaints or other objections; communication during crisis situations; and cross-cultural communications (Mind Tools 2008). Interpersonal Skills Another highly-required skill for a marketing manager is interpersonal skills. Interpersonal skills include the habits, attitudes, manners, appearance, and behaviors that one uses around other people which affect how one gets along with other people (Hill 1999). According to the American Management Association (2008), success depends upon the